Loan Estimate

Ready For The New Closing Disclosure Form?

Jose Miori
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Jose Miori

President/Managing Broker at Urban Select Realty
Jose has a passion for Real Estate and helping people reach their goals.Being buying or selling heguides his clients during the process, making transactions smooth.Jose maintains open communication channels with his clients all the time.
Jose Miori
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Hello Closing Disclosure and Godbye HUD-1 All the transactions initiated after August 1st 2015 will have a new set of documents to learn.   HUD-1 and Good Faith Estimates(GFE) won’t be used anymore.  A Loan Estimate will replace GFE and the Closing disclosure will replace the rusty HUD-1.  According to the new regulations lender is […]

NAR Home Buyer Report

New Generation Home Buyers

Jose Miori
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Jose Miori

President/Managing Broker at Urban Select Realty
Jose has a passion for Real Estate and helping people reach their goals.Being buying or selling heguides his clients during the process, making transactions smooth.Jose maintains open communication channels with his clients all the time.
Jose Miori
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Young Home Buyers are back on the Market National Association of Realtors generates every year a study relating Home Buyer statistics with their Generation.  This is the second year where millennial Buyers appear first on the list.  Young Adults are considering Home Ownership as a good investment.  Another interesting fact is the way new buyers […]

CASSIA AT OCEAN REEF

Homes for Sale – Free MLS Search

Jose Miori
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Jose Miori

President/Managing Broker at Urban Select Realty
Jose has a passion for Real Estate and helping people reach their goals.Being buying or selling heguides his clients during the process, making transactions smooth.Jose maintains open communication channels with his clients all the time.
Jose Miori
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Homes for Sale Many of my clients like the amount of information they find on Zillow.  This is great for market statistics, taxes information, schools and many other property features. Unfortunately, quality of the listings availability and data is questionable. If you are looking for Home for sale that are actually for sale, you can […]

3 big myths about home buying

Jose Miori
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Jose Miori

President/Managing Broker at Urban Select Realty
Jose has a passion for Real Estate and helping people reach their goals.Being buying or selling heguides his clients during the process, making transactions smooth.Jose maintains open communication channels with his clients all the time.
Jose Miori
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3 big myths about home buying I’m here to save you pain, buyers. There are myths about the home shopping experience that must be addressed. I like to make the home buying experience as stress-free as possible, so please hear me out on these three big myths about home buying:   Myth #1: “That house […]

Homepath’s End??

Jose Miori
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Jose Miori

President/Managing Broker at Urban Select Realty
Jose has a passion for Real Estate and helping people reach their goals.Being buying or selling heguides his clients during the process, making transactions smooth.Jose maintains open communication channels with his clients all the time.
Jose Miori
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Fannie Mae has announced they are discontinuing both the Homepath Mortgage and Homepath Renovation Mortgage products. Financing under these two products will only be available for contracts signed on or before October 6, 2014. While the products themselves are being discontinued, Fannie Mae will continue to have their REO properties for sale, known as HomePath […]

The Ultimate List of Homebuyer Tips

Jose Miori
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Jose Miori

President/Managing Broker at Urban Select Realty
Jose has a passion for Real Estate and helping people reach their goals.Being buying or selling heguides his clients during the process, making transactions smooth.Jose maintains open communication channels with his clients all the time.
Jose Miori
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The Ultimate List of Homebuyer Tips Get a Home Inspection 91.4 percent of agents say this is a very important tip. 0.54 percent of agents don’t recommend this tip. The tip: Get a home inspection to evaluate the safety and overall condition of your new home, even if it appears flawless. Get Pre-approved for a Loan […]

5 things to consider when looking for a Mortgage

Jose Miori
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Jose Miori

President/Managing Broker at Urban Select Realty
Jose has a passion for Real Estate and helping people reach their goals.Being buying or selling heguides his clients during the process, making transactions smooth.Jose maintains open communication channels with his clients all the time.
Jose Miori
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Get your documents ready. You should be prepared for a meticulous review by lenders underwriting departments because of  new mortgage regulations effective in January.  Lenders are looking more in detail for borrowers ability to pay back their loans. Borrowers should be ready to show: bank statements, 2 years of tax returns, W2s, investment accounts and documentation […]

Flood Insurance – House votes to limit rate increases

Jose Miori
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Jose Miori

President/Managing Broker at Urban Select Realty
Jose has a passion for Real Estate and helping people reach their goals.Being buying or selling heguides his clients during the process, making transactions smooth.Jose maintains open communication channels with his clients all the time.
Jose Miori
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With a bipartisan vote of 306-91 the House of Representatives agreed to limit rating increases to premiums of the National Flood Insurance Program. The discussion still continue and the proposed bill need to pass the Senate before making it to law.  The voted proposed changes will eliminate the changes done in 2012 that required FEMA(Federal […]